Third-party mortgage processing · NMLS #2556222
Mortgage Processor in Florida
Fixed-fee, borrower-paid third-party processing for Florida loan officers, brokers, and lenders — from the First Coast to South Florida.
Processing for Florida originators
Third-party loan processing built around your pipeline
Florida is a big, spread-out state to originate in. A pipeline might include a purchase in Jacksonville, a refinance in Orlando, a condo on the Tampa Bay side, and a file in Miami-Dade, all in the same week. Every one of those files needs the same thing: documents collected, conditions tracked, and a clean package ready for underwriting.
Lender Friend is based in Palm Coast, in Flagler County on Florida’s Atlantic coast between Jacksonville and Daytona Beach. Florida is our home state, and we built our processing service for originators here who want to spend their time with borrowers and referral partners instead of chasing paperwork.
We work as an extension of your team. You keep the client relationship and the origination; we take on the processing workload and keep each file organized from application to clear-to-close.
Where we support you
Florida markets we process for
Jacksonville
Northeast Florida and the First Coast, including St. Johns, Clay, and Nassau counties.
Orlando
Central Florida and the I-4 corridor, from Kissimmee to Sanford.
Tampa Bay
The Gulf Coast markets of Tampa, St. Petersburg, and Clearwater.
Miami
South Florida, including Miami-Dade, Broward, and Palm Beach counties.
Wherever the property sits in Florida, the process is the same: we work inside your systems and keep your files moving. Smaller markets — Tallahassee, Pensacola, Gainesville, Fort Myers, and our own Palm Coast — get the same attention.
What we handle
Our Florida processing services
- Collecting and reviewing borrower documents
- Managing and clearing underwriting conditions
- Organizing the complete loan file
- Preparing the file for underwriting
- Clear, consistent communication with your team
- Keeping files organized and compliant from application to clear-to-close
Loan types
How it works
Three steps to cleaner Florida files
Reach out
Tell us about your Florida pipeline, preferred systems, and how you’d like support.
We integrate
We adapt to your workflow and begin handling processing so files stay organized and compliant.
You focus on growth
You receive cleaner files, fewer underwriting conditions, and more time to originate and close loans.
Pricing & licensing
Simple fee. Licensed in Florida.
We charge one fixed fee per file, so costs are predictable and easy to build into your Loan Estimates. Our service is third-party and borrower-paid, which makes the fee non-shoppable and straightforward for your clients.
FAQ
Florida processing questions
Do you process loans anywhere in Florida?
Yes. We support originators doing business anywhere in the state, from Pensacola to the Keys.
You’re based in Palm Coast — do we need to be local?
No. Processing is handled remotely inside your workflow and systems, so your office can be anywhere in Florida.
Which loan types do you process for Florida files?
Conventional, FHA, VA, DSCR, and other common residential mortgage products.
How is the processing fee handled?
It is a simple fixed fee per file. Our service is third-party, borrower-paid, and non-shoppable.
Other states we serve: Texas · Georgia · Tennessee · New Hampshire
Ready to streamline your Florida processing?
Call Stephen Pounds at 386-225-3503 or email onboarding@thelenderfriend.com.